The Company’s resolution activities revolve around the core idea of maximisation of realisation from each distressed account it acquires. Our resolution strategies are geared towards reviving the accounts in the interest of all stakeholders.

The choice of resolution strategy primarily depends on the operations of the borrower, quality and expertise of the borrower's top management and marketability of the borrower's assets. The resolution mechanism implemented by the Company is fair, transparent and closely monitored by its asset resolution committee. Our resolution processes are governed by our Financial Asset Resolution Policy framed under the extant guidelines for ARCs. The aim is always to adopt a resolution strategy that is fully compliant and in accordance with the extant RBI guidelines.

Being driven by the value that the primary objective in resolution should always be to revive viable accounts, before enforcing security or settling them; is what sets the philosophy of JM Financial Asset Reconstruction Company apart.